The w2 Krp

Important issues Regarding Painting Contractors Insurance

October 13, 2009 6:45 pm admin Business

As a painter contractor in the State of NJ there are a number of issues which you need to address so that you are able to get the best pricing and proper coverage for painting contractors insurance NJ.

The major issues regarding your general liability insurance which cause some issues for contractors insurance companies is 1) the height that you work at – most insurance companies will be fine if you are working at heights less than 2.5 stories 2) the next issue which presents for many painters is outdoor spray painting – many insurance companies don’t like this as the paint gets taken by the wind and invariably ends up on cars or other property.

The last issue which presents for many contractors is the amount of work you sub out – most companies will allow up to 25% – more than that and you may be considered a General Contractor and that will cause your premiusm to rise.